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what identity thieves steal from you

What Identity Thieves Want to Steal From You

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No matter what part of the world you may currently be in, Identity Thieves are lurking. They want to cause you harm for their own gain. They’re looking for any way to get your information and use it to open up new accounts under your name or simply get into your current accounts. But how […]

getting approved for a home loan

Can You Buy a Home With Bad Credit?

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Trying to buy a home with bad credit can be a nightmare. Having bad credit can cause a lot of anxiety for anyone, but especially for someone who is thinking about purchasing their own home. The fact is, buying a new home is an exciting, yet stressful experience, and having poor credit only increases that […]

credit repair deletion letter template

Credit Repair Deletion Letter Template

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Credit Repair Deletion Letter Template In this article I will go over a simple template for creating your own deletion letter that you can send in to credit reporting agencies (credit bureaus) to delete erroneous items from your credit report. This credit repair deletion letter template will be broken down into sections to better help […]

Remove items from your credit report

How To Remove All Negative Items on Your Credit Report [2021 Guide]

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Remove Items From your Credit Report for Free Life can be rough, but fixing your bad credit shouldn’t be. This article will explain how to remove negative credit report entries from your credit report that do not belong there, for FREE, which will in return boost your credit score(s). This is not something that happens […]

how to establish new credit

How to Establish New Credit

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How to Establish New Credit Building new credit sounds like a hectic task, but it’s quite easy. In fact, if you have a few hundred dollars lying around, it can be as simple as opening up several new secured credit cards to help build new credit, quickly and easily. With that being said, let’s discuss different ways […]

What Should I do if my Identity is Stolen?

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What Should I do if my Identity is Stolen? If you believe that your identity has been stolen, you need to take action immediately. But before you do that be sure that your identity was, indeed, stolen. First of all, how are you so sure that your identity has been stolen? Did you notice suspicious […]

How to Recognize Identity Theft

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How to Recognize Identity Theft In 2013 alone, there were 11,571,900 Identity Theft cases reported, costing consumers over $21 billion. That number will continue to climb in 2014. So how does one go about protecting themselves by simply recognizing identity theft? By actively monitoring your credit profile, using services (free or paid) such as CreditKarma, Credit.com or CreditSesame, you […]

Are PayDay Loans Worth It?

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Millions of Americans fall into this trap. They run into financial issues and they run out to find the easiest, quickest loan(s) that they can get: the Payday Loan. It’s a painful, dreadful decision for most people, but many have no other choice. Are PayDay loans worth it? No. Definitely not. As Alice Gomstyn of ABC reported, […]

Getting Credit Cards With Bad Credit

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Getting Credit Cards With Bad Credit Getting a new credit card with bad credit can be extremely difficult, but not always impossible. There are different types of credit card offers out there for different types of “bad credit,” or poor credit. First, you need to ask yourself why you want a new credit card. A […]

How to Increase Your Credit Score

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How to Increase Your Credit Score Regardless of the amount of money you make, your credit score can affect you financially, whether you’re applying for a new credit card or even trying to get approved for a new home loan. It can be the difference of actually getting approved, and even getting lower APR rates. If […]