Save or Splurge? 30 Bloggers on the 1 Thing They Always (and Never) Spend $ On

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“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.”   It’s one thing to talk about your financial priorities, but do they actually line up with reality? The proof is in the pudding. If you’re saving for a down payment but spend the majority of your disposable […]

Earn More Or Spend Less, Which Should You Focus On?

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If you stop and think about it, there are two main parts to your personal money equation: what goes in, and what goes out. Or, in other words, what you make and what you spend. So should you focus on earning more or spending less? The argument for frugality There’s no arguing with the fact […]

What is Financial Independence?

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What is Financial Independence? Can Anybody Reach It? Very few people can honestly say they don’t need to earn a regular income to pay the bills. If this is you, you know what financial independence is all about. A common myth is that financial independence (FI) is only for the upper class. You know, “the […]

personal finance podcasts

15 Personal Finance Podcasts for Every Stage in Life

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Personal finance podcasts for every stage in life Personal finance podcasts seem to have exploded in recent times (or is it just me?) with more joining the scene all the time. Podcasts are a great way to soak up information on your commute, when you’re pottering around the house or just unwinding before bed. Some […]

7 Money Metrics You Should Be Tracking On The Regular

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How do you know if you’re really making progress with your finances? You don’t necessarily need to be across every cent and every market movement, but keeping track of a few key money metrics will tell you if you’re heading in the right direction. Numbers don’t lie! Keeping on top of these stats is pretty […]

Planning for Retirement at Any Age

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It’ѕ fіnаllу hарреnеd – after 40+ уеаrѕ іn thе workforce thе brаѕѕ rіng оf rеtіrеmеnt іѕ сlоѕе tо your rеасh. Hоwеvеr, before уоu mаkе thаt transition from thе daily grіnd tо ѕlееріng іn оn thе wееkdауѕ, do you know if уоu аrе really рrераrеd fоr the сhаngе? Hеrе аrе some things you should dо tо […]

What is APR - Annual Percentage Rate

What Is APR and How Does it Affect You?

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It seems that just about everything you purchase these days has mentions of APR, yet there’s not a lot of talk about what these 3 letters stand for, nor how they work. So I’m going to attempt to break it down to the best of my ability. Feel free to add any comments, tips or […]

Credit Unions vs Banks

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Credit Unions vs Banks In the fall of 2008, we witnessed a particularly tumultuous time in the world of finance and in many people’s eyes, this was brought on mostly by the greed and complacency of the big banks. These institutions have become so big and powerful, and regulation simply doesn’t appear to work with […]