What Is Life Insurance and How Does It Work?

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If you’re wondering what life insurance is and how it can benefit you in real terms, you’re not alone. The jargon and arcane policy details can make researching life insurance seem like a daunting task, but it doesn’t have to be. In this article, we aim to answer some of the most frequently asked questions […]

How to freeze your credit

How to Freeze Your Credit

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You may have heard the horror stories of identity theft and fraud from your family and friends. It’s never fun to have your personal data taken and used without your consent. This type of theft often ends with significant headaches and years of repairing the damage. But there is a way to protect yourself by […]

Open a new Bank Account

How to Open a Bank Account

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Opening a bank account for the first time can seem daunting. If you open the account in person, a banker is there to help you through the process. But you may or may not understand what you are agreeing to when you fill out the forms needed.  If you sign up for a bank account […]

How Might Joe Biden’s Student Loan Forgiveness Plan Affect You?

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As the battle over student loan forgiveness rages on in Congress and the White House, borrowers anxiously await some semblance of clarity from the Capitol. Progressives, moderate Democrats, and the current administration have lobbed financial figures and proposed plans over Capitol Hill like so many artillery shells, leaving student loan borrowers questioning whether it’s all […]

609 Dispute Letter Template

609 Dispute Letter Template – What it is and How to Write One

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Most people who are looking for a 609 dispute letter template already have an idea of what it is, but for those who don’t, or those who want to learn about how the letter works, we’ve got you covered, including a template for your disputes, but don’t send it out without understanding what it means. […]

Should You Pay Off Your Credit Card in Full?

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You may have been told that paying off your credit card in full is a good thing to do, or maybe you were told that you shouldn’t pay it off in full because having a balance helps your credit. The truth is neither is right or wrong, depending on your situation. Let’s say that you have […]

Understanding Your Rights with Debt Collection

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Owing money can be an absolute nightmare for many people and, in some cases, can cause physical and mental health issues. Getting harassing calls from creditors can be extremely stressful for most people, as many of these creditors can make threats, call at different times of the day, causing you to wake up early or lose […]

Planning for Retirement at Any Age

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It’ѕ fіnаllу hарреnеd – after 40+ уеаrѕ іn thе workforce thе brаѕѕ rіng оf rеtіrеmеnt іѕ сlоѕе tо your rеасh. Hоwеvеr, before уоu mаkе thаt transition from thе daily grіnd tо ѕlееріng іn оn thе wееkdауѕ, do you know if уоu аrе really рrераrеd fоr the сhаngе? Hеrе аrе some things you should dо tо […]

Poor credit score - how poor credit affects your life

How Poor Credit Affects You

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There’s not many things that can affect your life more than bad credit, which is why it’s important to understand how poor credit affects your life, and that includes more than just financially. Let’s dig in and get a better understanding of how your poor credit can affect your life. What is Poor Credit? Most […]

Woman purchasing a new car

What Kind of Credit Score is Needed to Buy a Car?

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What kind of credit score is needed to buy a new car? Can you even buy a new car with bad credit? These are questions that I’ve dealt with a lot during my time selling new and used cars through many dealerships. It’s an extremely difficult question to answer due to the dynamics involved, but I hope […]