How Might Joe Biden’s Student Loan Forgiveness Plan Affect You?

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As the battle over student loan forgiveness rages on in Congress and the White House, borrowers anxiously await some semblance of clarity from the Capitol. Progressives, moderate Democrats, and the current administration have lobbed financial figures and proposed plans over Capitol Hill like so many artillery shells, leaving student loan borrowers questioning whether it’s all […]

Woman purchasing a new car

What Kind of Credit Score is Needed to Buy a Car?

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What kind of credit score is needed to buy a new car? Can you even buy a new car with bad credit? These are questions that I’ve dealt with a lot during my time selling new and used cars through many dealerships. It’s an extremely difficult question to answer due to the dynamics involved, but I hope […]

Are PayDay Loans Worth It?

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Millions of Americans fall into this trap. They run into financial issues and they run out to find the easiest, quickest loan(s) that they can get: the Payday Loan. It’s a painful, dreadful decision for most people, but many have no other choice. Are PayDay loans worth it? No. Definitely not. As Alice Gomstyn of ABC reported, […]

What is a VA Loan and Who is Eligible

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What is a VA Loan and Who Qualifies? The Department of Veterans Affairs (VA) is a Government Agency located in the United States of America, and helps to serve Military Veterans, those on active duty, as well as National Guards and Reserves. As a part of their services, they also offer guaranteed home loans to […]

student loans are they worth it?

Student Loans – Are They Worth It?

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Being a student these days is expensive, there’s no doubt about that. However, how expensive is it, and is it worth it in the long run? In 2012 student debt passed $1 trillion, and it seemed that wherever you turned there was another horror story in the media about destitute students saddled with enormous debt, […]