credit report

How Can I Get My Credit Report for Free?

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How Can I Get My Credit Report for Free? There are many ways to get your credit report, even for free. You can get your credit report by phone, by mail or online. There are 3 different credit bureaus that you should be concerned with: Experian, Equifax and TransUnion. Getting Your Credit Report for Free […]

How Long Do Negative Items Stay On Your Credit Report?

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There are a lot of different things that can be reported to the credit bureaus and put on your credit report, but how long do the negative items stay? That depends. As stated above, there are many different types of negative information that can show up on your report. For instance: Late Payments can stay […]

what are credit bureaus?

What Are Credit Bureaus?

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There’s a lot of information out there on credit-related subjects, but not so much when it comes to knowing what credit bureaus are. So let’s discuss what they are and what they do, as it’s an important part of nearly every consumers life. A Credit Bureau, also referred to as a credit (or consumer) reporting […]